TDS Calculator
See how much TDS your client will deduct from an invoice, and what you'll actually receive.
TDS deducted by your client is available as credit against your final tax liability (Form 26AS) — it's not an extra tax, just tax collected upfront.
Frequently asked questions
What is Section 194J?
Section 194J requires clients to deduct 10% TDS when paying for professional or technical services, if the payment exceeds ₹30,000 in a financial year (per payer).
Is TDS an extra tax on top of income tax?
No — TDS deducted by your client is credited against your total tax liability when you file your ITR. If your total tax due is lower than TDS already deducted, you get a refund.
What's the difference between Section 194J and 194C?
194J applies to professional/technical/consultancy services (10% TDS). 194C applies to payments to contractors for work contracts (typically 1-2% TDS depending on the payee type).